Slice bagel in half horizontally with a serrated knife. Spread cream cheese over both cut halves of the bagel.
Arrange cucumber slices over the bottom half of the bagel. Add red pepper rings and sprinkle with shredded carrot.
Place top half of bagel over carrots and serve.
Per serving: About 340 calories, 18 g protein, 9.5 g total fat, 3.8 g saturated fat, 7 g carbohydrates, 7 g fibre, 15 mg cholesterol, 550 mg sodium % RDI: 14% calcium, 22% iron, 110% vitamin A, 45% vitamin C.