In a saucepan, whisk milk, coconut milk, sugar, ginger, cardamom (if desired) and salt; stir in rice. Bring to a boil over medium-high heat. Reduce heat to medium-low and simmer, uncovered and stirring occasionally, until slightly thickened and rice is tender, about 30 minutes. Remove from heat, stir in vanilla and let stand for 20 minutes (mixture will continue to thicken as it cools).
Meanwhile, in a bowl, combine kiwi fruit, mango, banana, lime zest and juice. Spoon rice into serving bowls; top with fruit salad and sprinkle with pistachios.
Per Serving: 349 calories, 7 g protein, 19 g fat (13 g saturated fat), 42 g carbohydrates, 4 g fibre, 7 mg cholesterol, 85 mg sodium